Personal Loans

At Oracle Ezy Finance, we make personal lending simple and flexible, so you can focus on what matters most. Whether you need funds for a car, holiday, renovation or to consolidate debt, we’ll connect you with the right loan option that suits your lifestyle and budget.

Loan Features & Options

Loan Terms:

Most personal loans range from 1 to 7 years, with amounts starting from $2,000 up to $100,000 (depending on the lender). Many lenders typically offer a minimum of $5,000 and up to $50,000.

Fixed Rate Loans:

Repayments stay the same throughout the loan term
Protects you from rising interest rates
Consideration: Extra repayments usually attract fees

Variable Rate Loans:

Flexibility to make unlimited repayments
Potential savings if rates go down
Consideration: Repayments may rise if rates increase

Unsecured Personal Loans:

No asset required as security
Faster approvals
Consideration: Higher interest rates than secured loans

Debt Consolidation Loans

Struggling with multiple repayments on credit cards and personal loans? Debt consolidation helps by combining all debts into one easy repayment often at a lower interest rate.

At Oracle Ezy Finance, we work with lenders who can roll your personal debts into a single repayment or even combine them into your home loan, reducing your overall interest and stress.

Benefits of debt consolidation:

One manageable monthly repayment
Lower interest rates compared to credit cards
Easier budgeting and reduced financial stress

Book a consultation with Oracle Ezy Finance today

Oracle Ezy Finance is your trusted mortgage broker in Epping and nearby suburbs helping individuals, families and businesses secure the right home loans, investment loans, commercial finance and personal loans with ease. We make lending simple, transparent and stress-free